RealFinHQ
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Run the Numbers Before You Buy

Free real estate finance calculators for cap rate, DSCR, cash flow, ROI, and mortgage payments — built for investors.

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Free Real Estate Calculators

Professional-grade tools. Takes less than 1 minute each.

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Rental Property Analyzer

Full deal analysis: NOI, cash flow, DSCR, CoC return, and ROI in one place.

Open calculator →Takes < 1 min
📊

Cap Rate Calculator

Calculate capitalization rate and estimate property value from NOI.

Open calculator →Takes < 1 min
🏦

DSCR Calculator

Check if your property qualifies for a DSCR loan with full PITIA analysis.

Open calculator →Takes < 1 min
💵

Cash Flow Calculator

Monthly and annual cash flow after all expenses and debt service.

Open calculator →Takes < 1 min
📅

Mortgage Payment

P&I payment, PITI breakdown, and full amortization schedule.

Open calculator →Takes < 1 min
📈

ROI / Cash-on-Cash

Annual return on invested capital including leverage and equity growth.

Open calculator →Takes < 1 min
📉

Depreciation Calculator

MACRS depreciation schedule, tax savings, and basis breakdown for residential and commercial rentals.

Open calculator →Takes < 1 min
🔄

Refinance Calculator

Monthly savings, break-even point, and total interest saved — know if refinancing makes sense.

Open calculator →Takes < 1 min
🏚️

ARV & Fix-and-Flip

70% rule max offer, all-in cost breakdown, net profit and annualized ROI for flip deals.

Open calculator →Takes < 1 min
🔁

1031 Exchange Calculator

Estimate deferred capital gains tax, calculate boot, and verify replacement property requirements.

Open calculator →Takes < 1 min
🧾

Rental Income Tax Estimator

Full tax breakdown after all deductions, depreciation shield, and passive activity loss rules.

Open calculator →Takes < 1 min

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How It Works

From inputs to insight in under a minute

1

Enter Your Numbers

Input rent, purchase price, expenses, and loan terms. All fields have smart defaults.

2

See Results Instantly

Cap rate, DSCR, cash flow, and CoC update in real time as you type.

3

Export & Share

Copy a shareable link or download a PDF report to send to your team or lender.

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